They say only three things are certain in life – tax, wife and death. While I cannot help you with the last two, I can to a certain extent help only with the first. We will discuss the second some other day, so let’s concentrate on death today. Death is certain for everyone. You andRead More
Financial Planning
Financial products for financial freedom – Happy Independence Day !
Happy Independence day friends. While independent India is now very old, financial freedom in India is still a distant reality which many entities like the regulator, fund houses, stock broking companies, banks, financial institutions, advisors, agents, CFPs and readers like you are trying to achieve. Yet it is the very same entities who also oftenRead More
How much time in a year do you spend with your financial planner ?
I recently came across a case with a client of mine who had signed up for financial planning and his progress on the case lead me to write this article. My client signed up with me and spent a viagra of energy on the initial discussion of his financial situation. I was impressed with theRead More
Why you need to balance risk and return on investments
Risk and return on investments are often a neglected couple when it come to an investor’s portfolio. You either focus on risks or just returns. Risk-Return concepts are poorly understood. In fact, if you think for a moment, you will realize that most of the investors focus much more on returns and less on risk.Read More
Different ways to get rich in your life
Ask the pundits, and they will rattle off so many different ways to get rich. But more or less, their basic principles will be same. Becoming rich is something which can be achieved through implementation of these rules. You might have heard about the easiest way to become rich or how to get rich quicklyRead More
Personal Finance Rules of Thumb [infographics]
While I am not a fan of rules of thumb and usually take a clinical approach to zero down on requirements like retirement wants, how much insurance you need or how much you need to invest in equity, not all the readers here can do the number crunching. For investors such as these, it makesRead More