Before we start learning the important ratios or indicators of financial health, I promise I won’t bombard you with mathematical concepts or explain theorems. This will involve some basic calculations using addition, subtraction, multiplication and division and nothing more than that. If you have observed a pathological report, you will note the last column whichRead More
Financial Planning
Type of Financial Planner – As Per Regulators Eye
You might ask, why I am endeavoring to differentiate between Financial Planners. This is because the type of Financial Planner you engage, has a direct bearing on SCOPE OF ADVICE you are bound to receive. Every day we hear about mis-selling happening at all levels, be it a bank or an individual advisor. How canRead More
Adopting Minimalism in Personal Finance
The festival season has started and get ready, as your monthly budget or some part of savings may go for a toss. Look at the newspaper in the morning, the number of papers have increased to accommodate advertisement to tempt you- to book a flat or change your vehicle or gifting jewelry to your spouse.Read More
Kids & Personal Finance: When & What to tell?
IntrRecently at a mall I saw another ‘wonder of the world’. Usually the most happening area is the toy area where you will see kids grabbing, crying, howling, praying and going to any extent to get the toy they want. I usually hate that area as who likes crying kids, but what I saw pushedRead More
The magic of power of compounding [infographic]
The magic of power of compounding has been explained innumerable times by personal finance experts all over the world. Albert Einstein has very famously quoted the below on this concept – “Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.” And itRead More
How to invest your money wisely [infographic]
Are you a new beginner to investing and wanting to understand how to invest your money wisely in India or anywhere in the world ? Or is it that you have put your neck deep into the underbelly of the stock markets, have burned your fingers and are looking to start afresh ? Whatever beRead More