Financial Planning

Think like an Olympian when it comes to Money

discipline, goals, hard work, money, motivation, olympics, practice, sacrifices, savings

Sakshi Malik ended the 3-week drought at the Rio Olympics 2016, and PV Sindhu finished it with a sparkling silver. While we are welcoming our Olympic heroes for the medals our team is going to bring, but we all forget the hard work, the patience these guys put in to reach this stage. Not only ours, all athletesRead More

Can NRI invest in NPS (National Pension Scheme)

by Madhupam Krishna

basics of retirement planning, How to start retirement planning, NPS, NRIs, Pension, Retirement Planning

There are a lot of NRIs who are out of India at present but wish to return back to India in later years and settle. Can NRI invest in NPS for their retirement? Can NRI invest in NPS to take benefit of low cost? Can NRI invest in NPS to take benefit of taxation? Till nowRead More

Simplifying the Rule of 72

by Madhupam Krishna

basics of financial planning, beginner, budgeting, investing tips, investment musings

I am sure you know the thumb rule of 72. We all use it to know when we can double the money or what rate of returns we ought to earn to double our money. But do you know why 72 is used and not other numbers like 71 or 72? Well, it dependsRead More

Angelina Jolie & Household Budget

by Madhupam Krishna

basics of financial planning, budgeting, household budgeting, spending

Won’t say Angelina Jolie is expert at budget, especially after hearing that her marriage ceremony with Brad Pitt cost millions, but this caught my eye when she said this in an interview with CNN in 2005- “Save one-third, live on one-third, and give away one-third.” – Angelina Jolie Now, I am a huge fan ofRead More

All Questions Answered on Retirement Planning – Part 3

by Madhupam Krishna

asset allocation, Beating Inflation, Retirement Planner, Retirement Planning

The work of Retirement Planner is not juggling you in different asset classes and hope to see results. There are some time-tested theories, which are used by them to achieve desired results, by minimising the risk, choosing the asset properly and rebalancing these asset classes. No, it is not like your normal investments – itRead More

All Questions Answered on Retirement Planning – Part 2

by Madhupam Krishna

basics of financial planning, basics of retirement planning, financial planner

This is the second part, where all your questions on Retirement Planning are being answered, we plan to dig deep in terms of planning the retirement. There are questions like what’s the correct age to retire, what time plan should be implemented, who can assist me in planning etc… here we start one by one:Read More