Financial Planning

Demonetization Impact PART 2: Impact on Economy

aadhar, demonetization, demonetization impact, economy, GDP, gold, inflation, jan dhan yojna, rbi, UPI

The economy is also important as it is a summation of entire country’s well being. Emotions are linked to the economy as economic news builds people’s mood. Demonetization is one such economic event which has drastically changed everyone’s way of thinking. Social media is full of reactions. The common man is tweeting, commenting & making videos express what they feel.Read More

Demonetization Impact PART 1: Impact on Sectors

by Madhupam Krishna

currency exchange, demonetization, demonetization impact, old notes, rbi, sectors

I think the note exchange frenzy has halted or lessen a bit and we can see a long picture now. I purposely delayed my analysis, as I believed this was a huge event and in a war, the casualties and gains can only be ascertained, when the fight stops during evening hours and dust settles. A lot of my friends asked why am I not writing on Demonetization? My response is simple – I am not in News business to create headlines. I believe in spreading awareness.Read More

Why Retirement Planning – Infographic

by Madhupam Krishna

financial planning, investment, planning, retirement, Retirement Planning, saving

Retirement planning is an essential element of financial planning. Lack of social security, disintegrating family support, the rise in living age and rise in medical or health related cost are the primary reason a person should immediately check his retirement sustaining ability. Retirement Planning

What is P2P Lending in India?

by Madhupam Krishna

borrowing, crowdfunding, investment, investor, lending, loan, P2P, P2P lending, peer to peer, rbi, risk

In P2P lending, the flow of funds is from lender to borrower and goes through a mediator in between, which normally is an online/Internet Company. So this online company matches the lender and borrower. In India, there are about 30 companies operating in P2P lending.Read More

Understanding Asset Allocation – Infographic

by Madhupam Krishna

advise, asset allocation, diversification, financial planning, goals, infographic, infographics, investment, Retirement Planning, savings

Studies have proved the reason for financial success is 90% because of asset allocation and rest 10% for other things like choosing assets and economic conditions. Asset allocation is through which small investors can make real money, provided they stay disciplinedRead More

Should You Invest in Upcoming IPO’s

by Madhupam Krishna

initial public offer, investment, investor, IPO, IPO listing, overpricing, shares, stock markets

This has always been seen that, whenever markets move positively, the Initial Public Offers also flood in before investors. Obviously, the key to getting fully subscribe depends on positive emotions in the stock market. But sometimes, the investors do not get the desired profits as they invest in companies who have just come to IPORead More