You are about to hire a Financial Planner, and this will be a very crucial financial decision. Are you prepared? Probably NOT, because most of us just talk without a checklist or a format to the financial planner. The aim is to see if comfort is there or not. Then based on “comfort” you goRead More
Financial Planning
7 Retirement Challenges that Lead to Shortfall
Most ignore it because it is too far. Yes, that’s the story of retirement-related goals. You ask anyone, the priority is today… today’s expenses, this year’s tax savings, next years vacation etc etc. Retirement … a big silence. And, we all know the result. There will be a shortfall in retirement corpus. Shortfall is oneRead More
Role in Financial Planning for Women to Achieve Freedom
Most male readers will not read further thinking this article addresses only females. And few will start guessing why Madhupam is writing this? Valentine is gone, why is he mixing Mars & Venus. Well, do not go by topic, as this article focuses on financial planning for women aspect, but is equally important for maleRead More
GOI 7.75% Savings Bonds 2018 (Should You Invest?)
Commencing from 10th January 2018 GOI 7.75% Savings Bonds 2018 have been launched. With this fixed income investor have new a new choice with PPF, Senior Citizen Savings Scheme & off course the traditional Fixed Deposits. Let’s see what these old bonds in a new package contain. Also let’s see if you should invest inRead More
What Wine Cork Industry Tell About Equity Investing
Do you know the wood or the tree used to make the wine corks takes 25 years to grow? The farmer sacrifices around 25 olive crops or 50 crops of cereals to get these trees after 25 years of Patience. Value is made by putting some resources and time is one such resource. In equityRead More
How Much Money Enough To Retire In India?
Ten years ago when I use to meet clients, everyone wanted to retire soon. Maybe I was in the company of worked up guys. But many of these changed their views and now everyone wants to work till they can. Not because they want to be active, but because they have nothing as Retirement Goal.Read More