Financial Planning

Emerging Trends in Emergency Fund in India

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Everyone coming on business channels or newspapers is calling the current times as Unprecedented, Black Swan & Recessionary. True the year 2020 is a time which will be remembered for long. The year is the best example of why we should not take things how they are – we should be ready & we shouldRead More

What is ESOP? Know ESOP Taxation in India

by Madhupam Krishna

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ESOP are Employee Stock Option Plan & some called them – Employee Stock Ownership Plan. ESOPs have emerged as an important incentivizing option for employees. We have seen many employees becoming millionaires with these plans. So ESOP taxation becomes important to be understood & adhered to. ESOPs being a financial scheme, involves taxation also. RulesRead More

7 Best Investment Options for NRIs in 2020

by Madhupam Krishna

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While there are many NRI Investment Options in India, one should check his requirement & risk appetite. Your home country may restrict, but in India barring few exceptions, NRIs are allowed to invest in many options. Here is the comprehensive List updated till April 2020. India has rapidly grown and provides the potential of sharingRead More

Candid Q & A – During Market Correction

by Madhupam Krishna

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During Market Correction, many questions are in mind related to advisor, extent of correction, current SIPs & future recovery. Honest answers ahead: Questions & Answers – during Market Correction Question: I am panicking. What to do now? Answer: When we were investing, why did we invest? We invested for some long term reasons like theRead More

Should NRI make Investment in Index Funds?

by Madhupam Krishna

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NRIs opting for Index fund or ETF in India is a bad idea. At least the data suggests so. Let’s see in detail & compare both- actively managed funds & passively managed funds or index funds. Investment in Index Funds is still a step away. Let’s study in detail – Why? An index fund isRead More

Should I Stop SIP – Never (Why?)

by Madhupam Krishna

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Should I Stop SIP as markets have corrected? I will start again… a common question in your head and on my email & WhatsApp. I have been trying to stop many of you (clients) & readers to continue SIP in wake of COVID19 or any other market correction. Why? Do I want you to makeRead More