ESOP are Employee Stock Option Plan & some called them – Employee Stock Ownership Plan. ESOPs have emerged as an important incentivizing option for employees. We have seen many employees becoming millionaires with these plans. So ESOP taxation becomes important to be understood & adhered to. ESOPs being a financial scheme, involves taxation also. RulesRead More
Financial Planning
7 Best Investment Options for NRIs in 2020
While there are many NRI Investment Options in India, one should check his requirement & risk appetite. Your home country may restrict, but in India barring few exceptions, NRIs are allowed to invest in many options. Here is the comprehensive List updated till April 2020. India has rapidly grown and provides the potential of sharingRead More
Candid Q & A – During Market Correction
During Market Correction, many questions are in mind related to advisor, extent of correction, current SIPs & future recovery. Honest answers ahead: Questions & Answers – during Market Correction Question: I am panicking. What to do now? Answer: When we were investing, why did we invest? We invested for some long term reasons like theRead More
Should NRI make Investment in Index Funds?
NRIs opting for Index fund or ETF in India is a bad idea. At least the data suggests so. Let’s see in detail & compare both- actively managed funds & passively managed funds or index funds. Investment in Index Funds is still a step away. Let’s study in detail – Why? An index fund isRead More
Should I Stop SIP – Never (Why?)
Should I Stop SIP as markets have corrected? I will start again… a common question in your head and on my email & WhatsApp. I have been trying to stop many of you (clients) & readers to continue SIP in wake of COVID19 or any other market correction. Why? Do I want you to makeRead More
Moderate Risk Investment Options for NRI
With a slight increase in risk, few Investment Options for NRI can yield more returns. One should invest as per his risk profile. A moderate risk category means a small portion of equity or risky asset is included. One can lessen the risk by choosing a suitable horizon as per his reason to invest. ThisRead More