Budgeting

Won’t say Angelina Jolie is expert at budget, especially after hearing that her marriage ceremony with Brad Pitt cost millions, but this caught my eye when she said this in an interview with CNN in 2005- “Save one-third, live on one-third, and give away one-third.” – Angelina Jolie Now, I am a huge fan ofRead More

Budget 2016 : The New Things, Changes & Impact

by Madhupam Krishna

Budget 2016

The extra day (29th Feb) of 2016, was well utilised as I love following important events. Well, I could not get more as both events belong to subjects close to my heart… movies and finance. I woke up to 88th Academy Awards (Oscars) and ended with decoding Budget 2016. This Oscars ended 20 years wait forRead More

Automated Savings Plan

by Madhupam Krishna

basics of financial planning, beginner, budgeting, investing tips, savings account, spending

Aren’t these two words “Savings” & “Automatic” antonyms? Can savings happen automatically? My answer is with you – No. Savings do not happen automatic because of the very human nature of “pleasing yourself first”. One tries to dodge all hard functions first and tries to shift/delay the real painful measures. But we all know savingsRead More

When to Buy & When to Postpone? The Litmus Test

by Madhupam Krishna

basics of financial planning, behavioural finance, budgeting, The Buying decision making process

You come home from office and wife starts the pep talk… Winters on the way … we need a room heater this time… you know last time you said “this is the last stretch and winters will be over soon”,… and it continued for another 15 days… not this time, please. And probably you areRead More

How does EMI on credit card work ?

by Radhey Sharma

credit cards, how credit works, how emi works in credit cards

Are you one of those shopalcohlic people who buy goodies without having any money to pay for the product and subsequently use the EMI on credit card option to pay over a period of time without understanding how does EMI on credit card work ? If yes, then forthcoming months are going to render youRead More

How to Spend Less Money on Shopping

by Radhey Sharma

frugality, frugality and personal finance, spending, spending less on shopping

The biggest challenge which I personally have faced while doing my financial planning is cutting down on expenses. And mainly expenses which are related to shopping. Like a good school boy, I have made grand plans to keep expenses at tab and often wanted to cut down on spending on items that are way offRead More