When the market falls it worries a lot of stakeholders… except the RIGHT PLANNERS. Those who know markets will fall and provide them the opportunity do not care. But, the majority still worry. And, in this internet age, falling markets also catch social media’s eye. The sellers of equity (direct or through MF) and investorsRead More
Behavioral Finance
Negative People Know Nothing About Money
I usually refrain from writing about negative things, but the negative people around, who just complain and complain about money are really intolerable. They have given up to the fact that they cannot do much about the financial mess that they have created, so they just keep avoiding a real pep talk or a person whoRead More
Automated Savings Plan
Aren’t these two words “Savings” & “Automatic” antonyms? Can savings happen automatically? My answer is with you – No. Savings do not happen automatic because of the very human nature of “pleasing yourself first”. One tries to dodge all hard functions first and tries to shift/delay the real painful measures. But we all know savingsRead More
The Right Start for 2016
After almost 20 days in 2016, I know most of you will already be haunting under guilt shadow of breaking most of the resolutions that you made for 2016. We take decisions in moments of spurts (like New Year) and wishfully think that lives would improve. But the old habits die hard and then weRead More
How Assets Classes Behave in Real Life? A Pictorial Story
Recently I received a data how much returns assets classes gave for calendar years 2004-2014 – for a ten-year gap. And this was India specific data of assets we invest, advice and deal on daily basis. I also was eager to confirm what we get to hear from fund managers and finance gurus– Does investmentRead More
When to Buy & When to Postpone? The Litmus Test
You come home from office and wife starts the pep talk… Winters on the way … we need a room heater this time… you know last time you said “this is the last stretch and winters will be over soon”,… and it continued for another 15 days… not this time, please. And probably you areRead More