The goal of investing is to gradually build wealth over an extended period of time through the buying and holding of a portfolio of stocks, mutual funds, bonds and other investment instruments. Trading, on the other hand, involves the more frequent buying and selling of stocks, churning of MF portfolio, jumping to new products, with the goalRead More
Behavioral Finance
Common Behavioural Mistakes During Market Highs
This is the time to check some very common behavioral mistakes during market highs, the investors are most prone to commit. You as an investor is not alone. There is a constant fight between self (mind, emotions) and outside world (peer pressure, media). Here are few things that you can avoid: Churning/Overtrading The financial mediaRead More
10 More Reasons Why People Still Say No to Financial Planning
Why plan when none of my investment has gone wrong until today? By God grace, none of my work has stopped so why pay for financial planning? We as Financial Planners also hear similar tunes when we speak about Financial Planning concept. And my inference is that people do not appreciate any kind of PLANNINGRead More
Concept of Profit Booking…When Markets are All Time High
The 3 most immature advice by so-called matured (by age or experience only) agents in favor of profit booking when markets are all time high are: Markets are no one’s relative, You should run what you have and exit. Stop your investments. STOP YOUR SIPs for the moment. Let’s switch investment to liquid fund. WeRead More
The Concept of Stealth Wealth
Stealth Wealth is basically not to show that you are wealthy. Now, what is this? What is the problem in showing that you are gifted by god? And, some of you may even say- I don’t show off, it’s my lifestyle. So knowingly or unknowingly you find yourself running this insane race of brands, plasticsRead More
What Is Risk Profiling
Whenever you approach a good financial planner, he recommends you to undergo a Risk Profile Test. We too do it and consider it a must to arrive at Asset Allocation for an investor. But is it only to know the asset allocation for an investor or Risk Profiling can help know a bit more? Yes,Read More