After having crashed headlong with Mamta Di on the railway budget, the government has committed a Kolaveri Di with the nation. It has dashed hopes of taxpayers and signed off it’s last attempt to recover from a reeling economy with a disappointing attempt. I personally think, the budget was presented because it was meant to beRead More
Banking
Credit card pitfalls – how to avoid them
I can’t help writing about credit card pitfalls and how to avoid them – my latest client’s financial planning has gone horribly wrong as he lives on his 4 credit cards. He is flamboyant, he is shopaholic and has no clue on how to read a credit card statement. He thought he knew all theRead More
How to Use Auto Sweep Facility
Just like you delay your investment decisions in your financial planning, do you also delay investing your salary each month in the right investment avenues ? If yes, you are not alone. A whole lot of investors are used to accumulating their salaries each month in their bank accounts as they do not know whatRead More
How to get a CIBIL Credit Report Online?
Do you know how to get your CIBIL credit report online in India ? Do you know what your credit score is and whether the next loan you request for will be rejected or approved? How to get a CIBIL report (Credit Information Bureau India Limited) is a fairly easy question to answer as weRead More
Recent Changes in Banking
There have been some Recent Changes in Banking that have come out and I thought I might take sometime to let my readers know about them. While some of them might not really affect you, it’s wise to keep it at the back of your mind so that you end up as a wise andRead More
Deregulation of Interest Rates on Deposits
As soon as the deregulation of interest rates on deposits was announced by the Reserve Bank Of India (RBI), I thought that it would take sometime before the banks warmed up to the idea. But I stand corrected as three banks have already started the interest war on your deposit accounts. And more will follow.Read More